Payyaar (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Payyaar app and web platform (the “Services”).
Information We Collect
Information You Provide
- Account Information: When you create an account, we collect your name, email address, phone number, and password.
- Payment Information: To process transactions, we collect payment details, including bank account numbers, credit card information, and billing addresses.
- Verification Information: For identity verification, we may collect government-issued IDs, proof of address, or tax identification numbers.
Automatically Collected Information
- Device Information: IP address, device type, operating system, and browser type.
- Usage Data: Details about your interactions with our Services, including login times, clicks, and transaction history.
- Location Data: Approximate geolocation derived from your device.
Information from Third Parties
We may receive additional information about you from:
- Identity verification services.
- Financial institutions involved in processing your transactions.
- Marketing and analytics providers.
How We Use Your Information
We use your information to:
- Provide, improve, and maintain the Services.
- Process payments and transactions securely.
- Verify your identity and comply with legal obligations.
- Communicate with you regarding your account and transactions.
- Personalize your experience and present tailored content.
- Prevent fraud, unauthorized access, or illegal activities.
Sharing Your Information
We do not sell your personal data. However, we may share your information with:
- Service Providers: Partners who help with payment processing, identity verification, and customer support.
- Legal Authorities: When required by law or to protect our legal rights.
- Business Partners: In case of mergers, acquisitions, or joint ventures.
Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Once no longer needed, your data will be securely deleted or anonymized.
Your Rights
Depending on your location, you may have the following rights:
- Access, correct, or delete your personal data.
- Restrict or object to processing.
- Withdraw consent at any time, where applicable.
- Receive your data in a portable format.
To exercise these rights, contact us at [Insert Contact Email].
Data Security
We use advanced encryption and security protocols to safeguard your data. However, no method of transmission over the internet or storage system is completely secure, so we cannot guarantee absolute security.
Cookies and Tracking Technologies
We use cookies and similar technologies to:
- Analyze usage patterns.
- Personalize your experience.
- Provide targeted advertisements.
You can control cookies through your browser settings or opt out of certain tracking technologies via our cookie settings page.
Cross-Border Data Transfers
Your data may be transferred to and processed in countries other than your own. By using our Services, you consent to such transfers, which will be conducted in compliance with applicable laws.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the updated policy. We encourage you to review this page regularly.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: info@payyaar.com.